Property Calculator - InvestQuest

🎯 Property Investment Calculator

Your journey to investment success starts here — forecast property performance over 30 years

🤔 How does this calculator help you make better investment decisions?

📊 30-Year Projections

See exactly how your property investment will perform over 3 decades, including cash flow, equity growth, and total returns.

💰 Australian-Specific Calculations

Accurate stamp duty for all states, LMI calculations, and realistic Australian market growth assumptions.

⚖️ Investment Comparison

Compare your property investment against high-yield savings accounts and ASX200 index funds to see which performs better.

🏦 Flexible Financing Options

Supports all financing scenarios from traditional 20% deposits to 100%+ financing for sophisticated investors.

🔍 Real-Time Investment Analysis

Intelligent analysis that provides personalized recommendations and warnings based on your specific investment scenario.

📚 Educational Investment Guide

Learn property investment fundamentals while you calculate, with comprehensive guides on metrics, risks, and strategies.

📋 How to Use This Tool:

Enter Property Details: Start with address, purchase price, and rental income
Choose Your Financing: Enter either your deposit amount or desired loan amount
Review Auto-Calculations: Stamp duty and LMI are calculated automatically based on your state
Adjust Assumptions: Modify growth rates, expenses, and mortgage terms to match your situation
Analyze Results: Review 30-year projections, cash flow charts, and investment comparisons

👥 Perfect For:

🏦 Mortgage Brokers: Professional tool for client presentations and investment advice

🏠 Property Investors: Detailed analysis to make informed investment decisions

💼 Financial Planners: Compare property investment against other asset classes

📚 First-Time Investors: Educational tool to understand property investment fundamentals

Property Details

Property Address Address autocomplete will detect your state for stamp duty calculation

State/Territory

First Home Buyer

Purchase Price ($)

Loan Amount ($)

Enter deposit Enter loan amount

💰 Loan 100% + costs

Deposit ($)

Weekly Rental Income ($)

Year of Purchase

Upfront Costs

Stamp Duty ($) Calculated based on property price and state

Lenders Mortgage Insurance ($)

Apply LMI when deposit < 20%

Legal/Conveyancing Fees ($)

Building & Pest Inspection ($)

Loan Application/Setup Fees ($)

Other Upfront Costs ($)

Total Upfront Costs ($)

Annual Expenses

Insurance ($)

Maintenance ($)

Council Rates ($)

Property Management (%)

Other Annual Expenses ($)

Mortgage Details

Loan Amount ($)

Interest Rate (% p.a.)

Repayment Type

Loan Term (years)

Monthly Repayment ($)

Weekly Repayment ($)

Growth Assumptions

Property Growth (% p.a.)

Rental Growth (% p.a.)

Save your calculation to access it later from any device

30-Year Investment Forecast

👈 Enter your property details to see live 30-year investment projections

Results update automatically as you type

Required: Purchase Price, Deposit, and Rental Income